I had “bagels & cream cheese” on my list. Cream cheese was on a buy-two-get-one-free sale. So I bought two and got one free. A few months ago, I would have only bought one, because one was all we needed and all that we could afford because we were living on one income in an area that doesn’t lend itself well to thriving on a low income. A few months ago, if we’d bought two to get the third one free we wouldn’t have been able to buy the bagels to go with the cream cheese. That’s one of the sucky things about being poor, you can’t make as good of financial decisions as not-poor people. You can’t buy in bulk, you can’t stock up when things are on sale, you can’t make these easy choices that can help save you money in the long run and help you get ahead.